United Legal Services

Credit Repair and Financial Restoration

From charged-off accounts to identity theft recovery, our legal experts are here to dispute errors, remove negative marks, and help rebuild your financial future.

Legal and Credit Services

Our Services

We provide expert credit repair services to help you reclaim financial freedom.

Charged-Off Account Deletion

We assist in disputing inaccuracies, negotiating settlements, and requesting deletions to remove charged-off accounts from your credit report.

Late Payment Correction

Late payments stay on your report for up to seven years. We verify their accuracy, dispute errors, and negotiate with creditors for removal.

Collection Account Removal

Collection accounts can significantly lower credit scores. We validate debts, identify inaccuracies, and negotiate settlements for removal.

Rebuilding Credit After Bankruptcy

We help rebuild your credit post-bankruptcy by disputing outdated information, guiding new credit line establishment, and improving scores over time.

Public Record Dispute and Removal

We dispute bankruptcies to ensure accurate credit reporting.

Hard Inquiry Removal

We work to remove unauthorized or redundant hard inquiries that can negatively impact your credit score.

Identity Theft Recovery and Correction

We help dispute fraudulent activities caused by identity theft and take steps to restore your credit to its rightful state.

Credit Report Audit and Error Dispute

We conduct thorough credit report audits to identify discrepancies and submit disputes to credit bureaus for correction.

Credit Score Education and Monitoring

We provide credit score monitoring tools and educational resources to help you build and maintain strong credit.

Foreclosure Reporting Disputes

We dispute inaccurate foreclosure reporting, verify compliance with credit laws, and negotiate with lenders to reduce impact.

Tradeline Addition Guidance

We provide expert advice on adding authorized tradelines to boost your credit score by leveraging positive credit history.

Credit Building Services

We guide individuals in building credit through secured credit cards, credit-builder loans, and effective account management.

Debt Settlement Negotiation

We work directly with creditors to negotiate settlements for less than the owed amount and ensure accurate credit reporting.

Personal Info Correction

We ensure your personal details—such as name, address, and date of birth—are correctly updated on your credit reports.

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